Tree of Life FundingTree of Life
Funding

Business Funding
Solutions

From short-term working capital to long-term equipment financing, we have the right solution for your business needs. Fast approval, funding in as little as 24 hours.

Get Started

$1K-$5M

Funding Range

24hrs

Fastest Funding

475+

Min Credit Score

11+

Products Available

Our Funding Products

Choose the funding solution that best fits your business needs and goals.

Working Capital Loans

Quick access to capital for day-to-day operations, inventory, or unexpected expenses. Ideal for managing cash flow gaps.

$25K to $5M

Funding Amount

1-3 days

Funding Speed

Merchant Cash Advance

Flexible financing based on your future credit card sales. Perfect for businesses with strong card volume.

$10K to $5M

Funding Amount

1-2 days

Funding Speed

Business Line of Credit

Draw funds as needed and only pay interest on what you use. Great for ongoing capital needs.

$25K to $5M

Funding Amount

1-3 days

Funding Speed

Equipment Financing

Finance new or used equipment with flexible terms that match the useful life of your assets.

$10K to $5M

Funding Amount

3-10 days

Funding Speed

Business Term Loans

Fixed-term loans with predictable monthly payments for larger investments and expansion.

$50K to $5M

Funding Amount

1-3 days

Funding Speed

Invoice Financing

Turn unpaid invoices into immediate working capital. Stop waiting 30, 60, or 90 days for payment.

Up to 90%

Funding Amount

24-48 hours

Funding Speed

SBA Business Loans

Government-backed loans with the lowest rates and longest terms available for qualified businesses.

$50K to $5M

Funding Amount

8-12 weeks

Funding Speed

Bad Credit Business Loans

Funding solutions for businesses with less-than-perfect credit. We focus on revenue, not just credit scores.

$1K to $5M

Funding Amount

1-3 days

Funding Speed

Business Loans for Women

Dedicated funding solutions for women-owned businesses with fast approval and competitive rates.

$25K to $5M

Funding Amount

1-3 days

Funding Speed

Revenue-Based Financing

Payments that flex with your business revenue. Pay less when sales are slow, more when busy.

$25K to $5M

Funding Amount

1-2 days

Funding Speed

ERTC Advance

Get an advance on your Employee Retention Tax Credit refund. Do not wait months for the IRS.

Up to 90%

Funding Amount

1-2 weeks

Funding Speed

Compare All Products

Find the right funding option by comparing amounts, rates, and funding speed.

ProductAmountSpeedBest For
Working Capital Loans$25K to $5M1-3 daysCash flow & operations
Merchant Cash Advance$10K to $5M1-2 daysHigh card volume businesses
Business Line of Credit$25K to $5M1-3 daysFlexible, ongoing needs
Equipment Financing$10K to $5M3-10 daysPurchasing equipment
Business Term Loans$50K to $5M1-3 daysLarge investments
Invoice FinancingUp to 90%24-48 hoursB2B businesses
SBA Business Loans$50K to $5M8-12 weeksLowest rates
Bad Credit Loans$1K to $5M1-3 daysCredit-challenged businesses

Ready to Get Funded?

Apply in minutes and receive multiple funding offers within 24 hours. No obligation, no impact on your credit score.