Funding That Supports Your Passion for Animal Care
Veterinary practices require significant investment in equipment, facilities, and talented staff. We provide capital solutions that understand the unique economics of animal healthcare, helping you deliver better care to more patients.
How much funding do you need?
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Applying is free and won't impact your credit score
From Application to Funding Without the Hassle
Share your practice type, patient volume, monthly revenue, and what you need funding for. We understand veterinary operations and speak your language.
We assess your practice with knowledge of patient flow, service mix, and the economics of animal healthcare businesses.
Review multiple funding offers with different structures. Pick what works best for your cash flow and growth plans.
Funds arrive quickly—often within 24-48 hours. Invest in equipment, hire staff, or pursue that practice acquisition.
Why Veterinary Professionals Trust Us With Their Funding
We Understand Animal Healthcare Economics
Mixed revenue from wellness visits, surgeries, emergencies, and product sales creates unique cash flow patterns. We evaluate your practice appropriately.
Equipment That Enables Better Medicine
Digital X-ray, ultrasound, laboratory analyzers, and surgical equipment are expensive but essential. Our financing helps you invest in better care.
Practice Acquisition Support
Looking to buy an existing practice or buy out a partner? We provide capital to make ownership transitions happen on your timeline.
Competitive Staffing Solutions
Attracting talented veterinarians and technicians requires competitive compensation. Working capital can help you build the team you need.
All Practice Types Welcome
General practice, emergency, specialty referral, mobile, mixed animal, equine—we fund veterinary businesses of all types and sizes.
Transparent Terms You Can Trust
Pet healthcare is complicated enough. Our funding terms are straightforward, with all costs disclosed upfront before you commit.
Capital Built for the Realities of Veterinary Medicine
Whether you need to upgrade your diagnostic capabilities, expand your facility, or acquire an established practice, we have funding solutions designed for veterinary professionals.
Veterinary practices face unique financial pressures. Equipment costs rival human medicine. Competition for talented staff is intense. Pet owners expect modern diagnostics. We have spent years learning the veterinary industry so we can provide capital that actually makes sense for practices focused on animal care and client service.
Veterinary Practice Funding Overview
We offer multiple products to address different practice needs. Some veterinarians need equipment financing for diagnostic investments. Others need working capital for staffing and growth. Many use a combination as their practice evolves.
Most veterinary practices qualify for multiple products. Your funding advisor will help compare options and recommend the best approach for your situation.
Financing Options for Veterinary Practices
Different practice needs call for different solutions. Here are the products veterinary professionals use most frequently.
How Credit Affects Veterinary Practice Financing
Your personal credit score matters, but it is not the only factor. We evaluate the complete picture: practice revenue, patient volume, service mix, and overall business performance.
Good News
Veterinary professionals with credit scores in the 500s regularly qualify for funding when they demonstrate solid patient volume and consistent revenue. Your practice performance often tells the real story.
Strong Credit Profile
Access to lowest rates, longest terms, highest amounts
Challenged Credit
Multiple options available based on practice performance
Veterinary Industry Funding Insights
$200K+
average equipment investment in a modern veterinary practice. Our financing helps practices invest in better diagnostics without depleting reserves.
(Source: Veterinary Equipment Manufacturers Association)
65%
of veterinary practices use external financing for growth or equipment. Capital is a normal, strategic part of practice operations.
(Source: American Veterinary Medical Association)
8.5%
annual growth rate in veterinary services spending. Growing demand means growing opportunities for practices with capital to invest.
(Source: IBIS World Industry Report)
Evaluating Veterinary Practice Financing
Invest in diagnostic equipment that improves patient care
Fund practice acquisitions or partner buyouts
Hire and retain talented veterinary professionals
Expand services or add specialty capabilities
Renovate facilities to modern standards
Build credit history for better future terms
Financing costs reduce overall practice margin
Some products require frequent payments
Personal guarantees may be required
Fast funding options typically cost more than SBA loans
Compare Veterinary Practice Funding Options
| Loan Type | Max Amount | Rates | Speed |
|---|---|---|---|
| Equipment Financing | $25K to $500K | 6% to 18% APR | 3 to 7 days |
| Working Capital Loan | $25K to $300K | 1% to 3% monthly | 24 to 48 hours |
| Business Line of Credit | $25K to $200K | 1% to 3% monthly | 1 to 3 days |
| Business Term Loan | $50K to $500K | 8% to 20% APR | 3 to 7 days |
| SBA Loan | $50K to $750K | Prime + 2.75% | 8 to 12 weeks |
Veterinary Practice Qualification Requirements
$15K+
Monthly Revenue
500+
Credit Score
6+ months
Time in Practice
Get Funding for Your Veterinary Practice
Apply today and receive funding decisions quickly. Our team understands veterinary financing and the unique needs of animal healthcare businesses.
Start Your Application
Complete a short application about your practice, including your specialty focus, monthly revenue, and funding needs.
Upload recent bank statements and basic practice information. We review them with an understanding of veterinary revenue patterns.
Review your offers, choose the best fit, and receive funds. Most veterinary practices get funded within 24 to 48 hours.
Veterinary Funding Products
Explore specific financing options available for your veterinary practice.
Related Industries We Fund
We also specialize in financing for these related industries.
Veterinary Practice Financing Questions
We fund general practices, specialty and referral hospitals, emergency clinics, mobile practices, mixed animal practices, equine facilities, and exotic animal specialists of all sizes.
Yes, we provide capital for buying existing practices, partner buyouts, and competitor acquisitions. SBA loans often offer the best terms for practice purchases.
We finance digital radiography, ultrasound, in-house laboratory analyzers, anesthesia machines, dental equipment, surgical instruments, and all other veterinary equipment.
Yes, though requirements vary. Newer practices typically need at least 6 months of operation and demonstrated patient volume. Experienced veterinarians starting new practices may have additional options.
We work with independently owned practices and can discuss options for corporately-affiliated locations. Each situation is evaluated individually.
It matters, but practice performance often outweighs credit challenges. We have funded many veterinary professionals with credit scores below 600 who demonstrate solid patient volume.
Many practices receive decisions within 24 hours and funding within 24-48 hours. Equipment financing and SBA loans take longer, typically 1-12 weeks.
Basic requirements include 3-6 months of bank statements, a valid ID, and proof of business ownership. Larger amounts or SBA loans require additional documentation like tax returns.
Ready to Grow Your Practice?
Whether you need equipment, working capital, or acquisition funding, our team specializes in veterinary practice financing and understands your unique needs.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score