Tree of Life FundingTree of Life
Funding

Bad Credit Loans for Trucking

Past credit issues shouldn't keep your trucks parked. We look at your loads, revenue, and equipment—not just a credit score.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants
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How much funding do you need?

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$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Trucking Loans | All Credit

Revenue-Based Approval

Consistent loads and revenue can qualify you even with lower credit scores.

Equipment Considered

Your trucks and trailers represent real assets that strengthen your application.

Soft Credit Pull

Initial qualification uses a soft pull that won't hurt your score further.

Owner Operators Welcome

Single truck or small fleet—we work with all carriers.

Industry Understanding

We know trucking has cycles. Bad markets don't define your business.

Path Forward

Use this funding successfully to build credit for better rates later.

FAQs

Frequently Asked Questions

We've funded trucking companies with scores in the 500s. Revenue, loads, and equipment matter as much or more than credit.

No. We use a soft credit pull for initial qualification with no impact on your score.

We understand trucking cycles. Many successful carriers went through difficult periods. Current performance matters most.

Yes. Strong revenue and equipment can compensate for limited credit history.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

submit@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

347-352-5210
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5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score