Line of Credit for Retail & E-commerce
Access capital whenever opportunities arise. Draw funds for flash inventory deals, marketing campaigns, or seasonal preparation. Only pay for what you actually use.
How much funding do you need?
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Applying is free and won't impact your credit score
Why Businesses Choose Us for Retail Line Of Credit
Grab Inventory Deals
Supplier offering 50% off excess stock? Draw funds immediately and capitalize.
Only Pay For What You Use
Have a $100K line but only need $15K? You only pay interest on the $15K.
Revolving Access
Pay down your balance, and that credit is available again. Use repeatedly.
Seasonal Preparation
Draw funds before Q4, pay down after holiday sales. Repeat annually.
Marketing Flexibility
Scale up advertising when it's working. Have capital ready for winning campaigns.
Emergency Ready
POS system failure? Lease issue? You'll have capital available.
Frequently Asked Questions
A loan gives you a lump sum upfront. A line of credit lets you draw funds as needed, up to your limit, and only pay interest on what you've drawn.
Absolutely. Many retailers use their line primarily for inventory buys, seasonal stock-ups, and supplier payments.
Once your line is established, draws are typically available same-day or within 24 hours.
Yes. E-commerce businesses use lines of credit for inventory, marketing, packaging, software, and operational needs.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score