Bad Credit Loans for Retail Stores
Past credit issues shouldn't stop your store from growing. We look at your daily sales, inventory turns, and business performance—not just a credit score.
How much funding do you need?
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Applying is free and won't impact your credit score
Why Businesses Choose Us for Retail Loans | All Credit
Sales-Based Approval
Strong daily sales and card processing can qualify you even with low credit scores.
Past Issues Considered
We understand personal circumstances happen. Tell us your story.
No Hard Credit Pull
Initial qualification uses a soft pull that won't hurt your score.
Fast Decisions
Don't wait months hoping for bank approval. Know where you stand quickly.
Second Chances
Previous bankruptcy or closed business? We consider your current venture.
Path Forward
Use this funding to stabilize, then qualify for better rates as you rebuild.
Frequently Asked Questions
We've funded retailers with scores in the 500s. Your daily sales, card processing volume, and business trajectory matter as much or more.
No. We use a soft credit pull for initial qualification, which has no impact on your credit score.
We work with store owners who have past bankruptcies. Typically, we need 6-12 months of strong business performance since discharge.
Yes. We evaluate e-commerce businesses on their sales volume, order history, and platform metrics.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score