Tree of Life FundingTree of Life
Funding

Bad Credit Loans for Medical Practices

Past credit issues shouldn't prevent your practice from thriving. We look at your patient volume, revenue, and payer mix—not just a credit score.

Variety of Funding Products
Funding up to $5m+
US-based funding consultants
1
2
3
4
5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score

Why Businesses Choose Us for Healthcare Loans | All Credit

Revenue-Based Approval

Strong patient volume and collections can qualify you even with lower credit scores.

Student Loan Understanding

We understand that physician student loans affect credit but don't reflect practice health.

No Hard Credit Pull

Initial qualification uses a soft pull that won't hurt your score further.

Fast Decisions

Don't wait months hoping for bank approval. Know where you stand quickly.

Past Issues Considered

Early career financial struggles don't define your current practice success.

Path Forward

Use this funding to stabilize and grow, then qualify for better rates later.

FAQs

Frequently Asked Questions

We've funded practices with scores in the 500s. Your revenue, patient volume, and payer mix matter as much or more than credit scores.

No. We use a soft credit pull for initial qualification, which has no impact on your credit score.

We understand physician student debt. Strong practice revenue can overcome the credit impact of education loans.

A healthy payer mix strengthens your application, but we work with practices across all payer profiles.

Ready to boost your business?

Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.

Contact Us

Questions or queries? Get in touch!

submit@treeoflifefunding.com

Phone

Mon-Fri from 8am to 5pm.

347-352-5210
1
2
3
4
5

How much funding do you need?

Drag the slider or type an amount

$
$10K$5M

Applying is free and won't impact your credit score