Bad Credit Loans for Construction
Past credit issues shouldn't stop your construction company from growing. We look at your contracts, equipment, and project revenue—not just a credit score.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score
Why Businesses Choose Us for Construction Loans | All Credit
Contract-Based Approval
Strong contracts and project backlog can qualify you even with lower credit scores.
Equipment Considered
Your equipment fleet represents real assets that strengthen your application.
No Hard Credit Pull
Initial qualification uses a soft pull that won't hurt your score further.
Fast Decisions
Don't wait months hoping for bank approval. Know where you stand quickly.
Industry Understanding
We know construction is cyclical. Past downturns don't define current success.
Path Forward
Use this funding to complete projects and build credit for better rates later.
Frequently Asked Questions
We've funded contractors with scores in the 500s. Your contracts, revenue, and equipment assets matter as much or more than credit scores.
No. We use a soft credit pull for initial qualification, which has no impact on your credit score.
We understand construction cycles. Many successful contractors went through difficult periods. Current performance matters most.
Yes. Signed contracts with creditworthy owners and GCs significantly strengthen your application.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score