Bad Credit Loans for Auto Repair
Past credit issues shouldn't stop your shop from growing. We look at your revenue, equipment, and customer base—not just a credit score.
How much funding do you need?
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Applying is free and won't impact your credit score
Why Businesses Choose Us for Auto Repair Loans | All Credit
Revenue-Based Approval
Consistent sales and customers can qualify you even with lower credit scores.
Equipment Considered
Your lifts, tools, and equipment represent real assets.
Soft Credit Pull
Initial qualification uses a soft pull that won't hurt your score further.
Fast Decisions
Don't wait months hoping for bank approval. Know where you stand quickly.
Business Understanding
We know auto repair has ups and downs. Past slow periods don't define you.
Path Forward
Use this funding successfully to build credit for better rates later.
Frequently Asked Questions
We've funded auto shops with scores in the 500s. Revenue and card processing matter as much or more than credit.
No. We use a soft credit pull for initial qualification with no impact on your score.
Yes. Owned equipment represents assets that strengthen your application.
Business funding looks at business performance. Personal credit matters, but business strength matters too.
Ready to boost your business?
Let's start the conversation. Complete the form below, and one of our financial experts will reach out shortly.
How much funding do you need?
Drag the slider or type an amount
Applying is free and won't impact your credit score